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Too Much Debt To File Chapter 13? Here’s What To Do

It's common knowledge chapter 13 bankruptcy allows people to pay their bills while letting them keep important assets, such as vehicles and homes. What isn't as well known is there is a limit to the amount of debt that can be managed through the program. Here's what you need to know about these debt limits and what to do if you hit one. Income-Based Limit Under a chapter 13 bankruptcy payment plan, people have 3 to 5 years to pay their bills, during which creditors are barred from taking legal action such as repossessing property or garnishing wages. Read More 

Waiving Future Claims: What To Know About This Vehicle Accident Provision

Waiving future claims in the context of a car accident settlement means that you agree to release the other driver and their insurance company from any further liability or responsibility for any future claims related to the accident. By signing a release and waiver, you essentially agree to settle the claim fully and finally, with no opportunity to seek additional compensation for any future damages or injuries arising from the accident. Read More 

How You Can Stop Spam Calls From Bothering You Daily

Every day people get phone calls they don't want or are trying to sell them something. These are spam calls. The scary kind will try to get your personal information so they can try to rob you or take control of your phone.  There are some things you can do to try to stop spam calls from ever ringing through to your phone. Here are some tips on how you can stop spam calls. Read More 

Has Your Teen Been Charged With An OVI? 4 Steps To Take Right Away

If your teen has been charged with an OVI, you need to take action right away. An OVI can have a lasting effect on your teen's life. An OVI conviction can stop your teen from getting into colleges or from finding employment. That's why you need to step in to protect your teen's rights. If you're not sure what to do, read the list provided below. Here are four steps you need to take now that your teen has an OVI arrest. Read More 

Estate Planning When You Have A Blended Family

If you remarry and have children from both marriages, you need to change your estate. Blended families mean you have more people to think about. Of course, you could simply leave everything to your current spouse, but that's not always a good idea. If you want to ensure all of your children receive something from your estate, you have to plan. Here are some options to consider when you plan your estate for your blended family. Read More